Terms of Use
Last updated: August 15, 2026. By using Merchant Fee Analyzer (this website), you agree to these terms. If you do not agree, please do not use the website.
1. Purpose and permitted use
Merchant Fee Analyzer provides an educational processing-cost calculator and original guides for general informational purposes. You may use the website for personal and business informational purposes. You may not use it for unlawful purposes, to distribute spam, to scrape or copy content in bulk, or in any way that could damage the website or its users.
2. Educational content only — not professional advice
Content on this website is provided for general educational purposes only. It does not constitute financial, legal, tax, accounting, or payment-processing advice. Calculator results are estimates. Always review your own merchant agreement and consult qualified professionals before making decisions about your processing costs or provider.
3. Calculator accuracy and limitations
The calculator produces estimates based on the numbers you enter. Results are only as accurate as your inputs. The calculator does not account for contract terms, future volume changes, promotional pricing, card-mix variations, equipment costs, or other factors that may affect total cost. See the How It Works page for a full explanation of limitations.
4. No guarantees
Sending an email does not guarantee a response, savings, a quote, or approval for any service. No outcome is guaranteed by any content on this website.
5. Intellectual property
Original written content, calculator code, and the overall design of this website are the property of Merchant Fee Analyzer. You may share links to pages on this website. You may not reproduce substantial portions of the written content without permission.
6. Third-party links
This website may contain links to external websites for informational purposes. We do not control those sites and are not responsible for their content, accuracy, or privacy practices.
7. Limitation of liability
To the maximum extent permitted by applicable law, Merchant Fee Analyzer and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of this website, reliance on calculator results, or decisions made based on content on this site.
8. Changes to these terms
We may update these Terms of Use at any time. Changes take effect when posted. Continued use of the website after changes constitutes acceptance of the updated terms.
9. Contact
Questions about these terms can be sent using the email link on the Contact page. See also our Disclaimer and Privacy Policy.